Tag: savings

Going crazy with all these problems

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fingers crossed
Photo by Kevin Malik on Pexels.com

With money, you have problems, but you also have trouble when you don’t have much. It’s crazy how much things cost, and when you don’t have any income, it’s even worse. You have to save money for important things like rent and bills. I’m going crazy with these problems. Soon the savings are gone, and what to do then?

It shouldn’t be like this for anyone. Some people got it worse than me. I’m not the crazy one; the world is. The uncertainty is the worst. Will things never get better? I shouldn’t have these problems at this age. Being unemployed isn’t a picnic. Some people think it’s easy to get a job, and those without one want to stay out of work. Most unemployed people want to earn their own money. You don’t live on welfare forever.

I would get money if I sold my flat, but I need money to hire a cleaner and moving help. But since I don’t have any income, I can’t afford it. My car doesn’t work, so I can’t fix it. Luckily, I don’t need the car right now. I still need to pay car taxes. It would be nice to have money to go on a cruise, go to an ice hockey game, and not worry about money in the first place. Not be worried that I don’t have money to pay bills.

I want to become an entrepreneur, but I’m afraid of starting because I haven’t found any clients. I’ve tried a lot of things, but no one’s buying. People only want free things. I need something right now and not in a few years. I’ve been on many paid courses about digital marketing, but none of those tips have worked. Perhaps it works for people who sell courses. I sell graphic design services. It feels as if I’m wasting time on trying to write a post that would attract clients. I don’t have the money to hire someone to do the marketing part. Now I have to do everything alone, so I don’t have time to design.

It’s a perpetual cycle. Problems come, but none are solved. All you can do is hope things will get better and try not to go crazy. People talk about how much money they have, but not many talk about the lack of it. It’s as if it’s taboo. If someone is saying they are working because they love the job, they’re not totally honest about it. You need money to survive; it’s a bonus if you love what you do.

I love designing and photography, but that doesn’t pay the bills. It would be nice to earn money from it, but without clients, it’s impossible. Right now, I need to hang on and not give up. That never makes me feel better, but I have to believe it somehow.

Money goes out but nothing comes in

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Photo by Mikhail Nilov on Pexels.com

What bothers you and why?

Daily Writing Prompt

Bills, bills, bills, that’s all I get. Money goes out, but nothing comes in. That’s what bothers me at the moment. I thought not having enough money would only be a momentary problem. I can’t live on my savings forever. I thought some passive income from digital products would be a good idea. But no one wants to buy. I have one that someone else created, and the newest is a motivational postcard that I made myself. They are in Finnish, so maybe that’s the reason why people won’t buy. Or perhaps they’re not good enough that people want to print them or use them in some other way. It reminds me of the graphic design teacher who said a poster I did was one she wouldn’t put up on her wall. That makes me doubt that I’m not good enough to be a graphic designer. That it’s all in my head.

Selling digital products isn’t easy because there are so many. But some people make it look so easy. It is easy if you use AI for photos and videos. But they look so fake. I follow faceless marketing accounts on Instagram, and it’s becoming a little annoying that they rely heavily on AI as if it’s the only way to sell their products. It bothers me that people keep selling digital products, where they sell courses on how to sell digital products. So now everybody can make them without graphic design skills? AI should be a tool and not something you use to sell products. It can help you with writing, but you should still use your head. I’ve used both Gemini and ChatGPT to check spelling and grammar in my fan fiction. I also use them to find ideas and gather information. And also for chatting, because no one else gives me insight on things. AI should help and not do everything for you.

It would be nice to have some money to go on a cruise (it’s too hot on land), but I have to save money for the hotel I’m staying at in August when I see Bryan Adams in concert. However, I receive no income, and that bothers me the most. Money goes out, but nothing comes in. The only valuable thing I have to sell is my flat, but I need more money now. Hopefully, this will only be a momentary problem and not a long-lasting battle.