Don’t need much money

 

money in a back pocket
Made in Canva

Don’t need much money

I don’t need much money to be happy
Some want to fill their pockets corpulent with money
Money makes the world go round they say but not my world
I want to have enough to get by
I don’t need much money to feel human
My pockets are not empty but they’re not full either
Having your health and a roof over your head is what counts
Billionaires aren’t really happy but yet they don’t share
Greed is a nasty thing and I don’t want to be part of it
I don’t need much money but enough so I can feel secure

Around the world, in my head

StPetersburg
View of Saint Petersburg, Russia, 2016

Not having enough money to travel sucks. You can’t go anywhere because your travel budget is empty. You can only go to places that don’t cost you much. I wish I could go to any place without having to think about how much it’s gonna be. But I don’t think I ever will. We went to Europe after my sister passed away but I was so young I don’t remember about the trip. It would be nice to see those places as an adult but you can’t have everything.

I wish I could travel to New Zealand but since I’m not blessed with money so that will remain a dream. The only travel around the world is in my head. My dream is not a trip around the world though. Everyone seems to want to go to Asia or America but I’m not that keen. There are a lot of places in Europe I haven’t been to so I would do that first. At this moment I wish I could travel to a colder climate. Like Iceland. But again money is the issue. If only money would grow on trees. I really like travelling. It’s nice to see new places. I couldn’t travel alone because it scares me. The only time I travel alone is to school if I study in another city. I wouldn’t want to travel with a lot of other people because there’s always someone who gets drunk or behaves badly. Travelling with classmates is the worse. I rather travel with a person I know well.

I and dad are planning to go somewhere this summer but everything is so expensive. Going on cruises to Stockholm is a bit boring since we’ve done that so many times. It’s been 2 years since we were in Saint Petersburg and I still haven’t written a report like I said I would. I don’t know if I remember much about it anymore. One of these days I will finish that report. A short one but still. I’m not very good at telling about my travels. We’re travelled after that too but it’s all those old places like Riga. We’ve been there at least 6 times on a Christmas cruise. It’s so easy when everything is done for you. All you need to do is enjoying the trip.

I’ve been to 10 European countries, Finland included. Germany is the country abroad I’ve travelled the most in. In 2008 I went with my parents to Rostock, Lübeck, Bremen, Hannover, Berlin and the island of Rügen where the Nazi Germany beach resort called Prora lays. It’s now been renovated but when we were there it looked deserted. My favourite was Berlin. You can really feel the atmosphere when you walk where the Berlin wall used to be. During the trip to Germany, it was as hot as it is now. But when we got to Berlin it was much cooler. That’s the only reason it’s my favourite. There so much history and so much to see. We went up to the Berlin Victory Column and there were so many stairs to climb. But when you got up there, it’s all worthwhile. What a view there was. I don’t like heights so I stayed close to the wall. The walls up there were really beautifully painted. As soon as I took photos of it I wanted to go down. I only had a video camera to take photos with so the quality wasn’t the best. I’m not even sure where the photos are so I can’t show you. We took a lot of video but I haven’t watched that in years.

We were thinking about going on holiday to London or Paris but we don’t have that kind of money. You almost need to be rich to see any places in the world. Or marry rich. Some people never get to travel because they have to pay the bills and other necessary things. I’m glad I’ve been to places. A person who has been outside their own country have another look on life. Luckily you don’t need to go anywhere because you can find so much information online and even watch travel programs. Maybe I will one day find my way to New Zealand. Maybe I should start saving then. Unless someone takes me there which I think is a bit far-fetched. If travelling was free, you would never see me again. At least that’s what a pin in Pinterest said. The way things are going in the world, the home will be the safest place.

Saving for the future

nest of eggsAlways have a backup plan. Saving for the future. So if things get tough, there’s always some money to live on. What I learned from my mother was how to save money and to build that nest. I know the value of money and I only spend what I can afford. I don’t buy things I don’t really need. I don’t drink and I don’t smoke so I save a lot. Since I was a child I’ve had different savings accounts. Even if you have a family to support, it’s always good to have a backup plan when it comes to finances. I also save money when I make my own meals. Buying things on sale is good too.

It’s easier to save money when you don’t have a regular income. You can’t spend on expensive things. You can’t travel as much as you like.  Sometimes it would be nice to see places but the money is always the problem. It would be good to have a goal when it comes to saving money. There are gremlins creeping up in your mind when you can start spending money on something you can’t really afford. When I get that feeling, I try to think if I really need it. I think about all the negative things and then that spending money goes away. Money doesn’t grow on trees and you need to do something to earn it. When you don’t have enough of money, you learn to save it.

When I was a child I didn’t get pocket money every week. I had to do chores if I wanted money. I never had to ask for it either. Some parents give money to their children even if they don’t have to do anything at home. You never learn saving if you get anything for free. The value of money is learned from a young age. You should never take it for granted. You might have money now but it can disappear as fast as they come. Saving for the future will save a person from a lot of trouble. It doesn’t need to be a big sum that you put in a savings account. Investing your money will grow in interest and you feel more secure in your finances. The worst feeling is not having money at all. In the end, all the money you need is for food and shelter. The rest is just a bonus.

(these are not actually financial tips, it’s just an experience of mine)